Higher Priorities About Us

Advice for Growth

We are the Our advisors provide an unrivaled attention to detail when it comes to creating a plan that fits your unique financial situation. Our approach is tailored to help you achieve the gratifying results in asset optimization you're looking for.

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Empowering Your Life With IUL: Higher Priorities for a Brighter Future

At Higher Priorities, we redefine what it means to be insured. We're not just offering life insurance; we're partnering with you to unlock your financial potential and navigate life's big decisions with confidence.

IUL: More Than Just Life Insurance

The Indexed Universal Life (IUL) is your versatile financial tool, not just a safety net. Our team of expert asset optimization specialists will help you build a personalized IUL strategy that adapts to your evolving needs, whether you're:

Launching a business and protecting your family.

Planning for a comfortable retirement.

Seeking financial resilience for unexpected situations.

Holistic Planning, Simple Solutions

Our proactive, client-centered approach prioritizes understanding your goals and dreams. We'll work with you to design a strategy that aligns with your unique financial landscape, using IUL's powerful features to unlock:

Tax-free income streams for greater financial freedom.

Market-linked growth potential that outpaces inflation.

Customizable death benefit protection for your loved ones.

Take Control of Your Future, Today

Your journey to financial empowerment starts here:

Request your FREE copy of the "LASER Fund" book: Unlock the secrets of effective IUL utilization.

Schedule a consultation with one of our Master IUL Specialists: Get personalized guidance and build your customized plan.

Don't wait for "life to happen." Prepare for it with Higher Priorities and let Damaris help you craft the future you deserve.

What If You Could Make Your Money Work as Hard as You... Without Any Additional Risk? Get Your FREE Copy of The LASER Fund Today...

Learn how to minimize taxes and increase your net spendable dollars Inside

Higher Education Funding

Vocational school

Community college

University

Retirement Planning

It’s never too soon or too late to adopt strategies to support your retirement goals. Our financial professionals will help you develop a workable plan.

Small Business Owners

God bless you.
Working Capital Accounts

Employee Benefits

Golden Handcuffs

Key Man Coverage

Retirement Plans

Our Clients

Business Owners

We work with business owners to create tax advantaged working capital accounts, self-fund expansion efforts, job creation and enhanced employee benefits packages. Click HERE

Parents & Grandparents

Funding college is the number one concern of parents and financially engaged grandparents. Tailoring these plans to suit the needs of Your child is our specialty.

Retirement Planning

We take the mystery out of building a truly sustainable retirement, a retirement that is not buffetted by the pressures of inflation, rising healthcare expenses or the threat of rising taxes.

How It Works?

Higher Priorities and Business Owners

As a business owner, it is important to understand how money works and the related taxes. Rising interest rates can cause financial strain on your business making bank loans more expensive, assuming you qualify. Inflation erodes the value of your money and reducing the buying power of your products or services.

Retaining hard to replace talent is also a challenge for business owners. This can be difficult, especially when competing with larger corporations. Saavy business owners use golden handcuffs to provide incentives to keep employees from leaving. This includes funding their own 'golden parachute' as part of their own exit strategy. Call or email us today to schedule your own consultation!