Higher Priorities- Escape the Tax Trap!

Advice for Growth

We are the Our advisors provide an unrivaled attention to detail when it comes to creating a plan that fits your unique financial situation. Our approach is tailored to help you achieve the gratifying results in asset optimization you're looking for.

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Retirement, Your Higher Priority

At Higher Priorities, we believe retirement planning is about more than just accumulating a nest egg. In today's dynamic landscape, with rising costs and evolving lifestyles, ensuring a truly fulfilling retirement requires focusing on two key pillars: sustainable income and inflation protection. While traditional savings strategies have their place, they often fall short in addressing these crucial aspects. Simply saving enough money may not translate to consistent, comfortable income later. Additionally, inflation can erode the purchasing power of your hard-earned savings, leaving you struggling to maintain your desired lifestyle in retirement. That's where our enlightened approach comes in. We advocate for prioritizing strategies that:

Generate tax-advantaged or tax-free income: Reduce your tax burden and maximize the money available to enjoy your golden years. Tie your finances to inflation-resistant assets: Invest in options that grow alongside rising costs, safeguarding your purchasing power for the future.

By shifting your mindset from saving alone to actively building a resilient income stream and protecting against inflation, you can unlock a more vibrant and secure retirement. Ready to learn more about our innovative approach to retirement planning? Schedule a free consultation with one of our financial experts. We'll discuss your unique goals and aspirations and customize a strategy that helps you achieve a truly fulfilling retirement, free from financial worries. Take control of your future and don't settle for a retirement just scraping by. Embrace the possibilities and contact Higher Priorities today!

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Our Clients

Business Owners

We work with business owners to create tax advantaged working capital accounts, self-fund expansion efforts, job creation and enhanced employee benefits packages. Click HERE

Parents & Grandparents

Funding college is the number one concern of parents and financially engaged grandparents. Tailoring these plans to suit the needs of Your child is our specialty.

Retirement Planning

We take the mystery out of building a truly sustainable retirement, a retirement that is not buffeted by the pressures of inflation, rising healthcare expenses or the threat of rising taxes.

Bio

Damaris Johnson: Master IUL Specialist and Advocate for Financial Empowerment

Beyond her licensure as a life and health agent, Damaris Johnson embodies a dedication to financial security for American families. Fueled by an unwavering commitment to service, she has built a successful career as a Master IUL Specialist, recognized for her expertise in crafting personalized IUL solutions. Damaris's passion for empowering individuals and families through IUL is evident in her continuous pursuit of knowledge. She actively expands her understanding of IUL's most effective real-world applications, ensuring her clients benefit from the latest strategies. In 2022, Damaris formalized a mentorship with industry veteran Douglas R. Andrew. This collaboration represents a significant milestone, allowing her to leverage Doug's five decades of experience and vast knowledge of tax-advantaged accounts to further refine her IUL practice.

What sets Damaris apart?

Expertise and Proven Success: A Master IUL Specialist with a track record of crafting personalized solutions.

Client-Centric Approach: Unwavering commitment to understanding and fulfilling client needs, a driving force behind her continuous learning.

Leadership and Collaboration: Collaboration with Douglas R. Andrew has allowed Damaris to foster innovation and expand client success opportunities.

Passionate Advocate: Believes in IUL's potential to empower individuals and families to achieve their financial goals.

Ready to invest in your financial future? Damaris is eager to guide you through the world of IUL and design a personalized plan for tax-advantaged growth, security, and peace of mind. Connect with Damaris today and unlock the potential of IUL for your own financial journey.

Questions?

Click here to schedule time with Damaris.

Curious?

Click here for your FREE copy of the LASER Fund book.

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How It Works?

Higher Priorities and Business Owners

As a business owner, it is important to understand how money works and the related taxes. Rising interest rates can cause financial strain on your business making bank loans more expensive, assuming you qualify. Inflation erodes the value of your money and reducing the buying power of your products or services.

Retaining hard to replace talent is also a challenge for business owners. This can be difficult, especially when competing with larger corporations. Saavy business owners use golden handcuffs to provide incentives to keep employees from leaving. This includes funding their own 'golden parachute' as part of their own exit strategy. Call or email us today to schedule your own consultation!